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CUPRA Choice

CUPRA Choice is a finance option for car buyers that offers a Guaranteed Future Value; an attractive way to buy a new CUPRA. With CUPRA Choice you’ll have a flexible finance solution that gives you a next generation assurance from the moment you get your new CUPRA. And your next one.

Having paid your initial deposit and your weekly/monthly payments, at the end of the finance term you’ll have the option to either:

  1. Pay the final ‘balloon’ payment – the GFV amount – and own the vehicle outright
  2. Give the car back to the dealership for the guaranteed amount
  3. Trade-in the vehicle for a new model and start a new GFV finance plan

You can renew at any time, allowing you to enjoy a new CUPRA more often.

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How does CUPRA Choice work?

With a CUPRA Choice finance option, our professional team can help take you through a step-by-step process:

  1. Select your car
    Choose the vehicle that suits you best from our CUPRA range.
  2. Choose your term
    Choose a contract term to fit your needs; 24 months, 36 months, or 48 months
  3. Confirm the km allowance
    Agree the kilometre allowance per year (10k, 15k, 20k, 25k, or 30k)
  4. Confirm the deposit amount 
    Choose your deposit amount, which also gives you the option to reduce your repayments to fit your budget. At this point we can calculate your CUPRA Choice payments.

On approaching the end of your term, we’ll then help you decide whether you would like to renew, retain, or return the vehicle.

Terms and conditions apply.*

CUPRA Choice

What are my options at the end of the term?

Renew/Trade-in

If you’d like to upgrade to a new CUPRA, the equity you’ve built up will contribute towards a new one.

Retain

If you’d like to keep your CUPRA, you can buy your vehicle outright for the assured future value or refinance the assured future value amount.

Return

If you decide to return the vehicle, and provided you’ve made all the regular payments, the CUPRA meets fair wear and tear (view CUPRA’s guide) and is within the agreed kilometre allowance, you won’t need to pay the finance payment, just the return charge.

What are the benefits of a future value guarantee?

With CUPRA Choice you’ll have a hassle-free finance agreement plus an assurance you can count on the moment you drive away.

Benefit from:

  • Peace of mind knowing the minimum future value of your CUPRA right from the start.
  • You have three options at the end of your CUPRA Choice Agreement, which you can decide on closer to the end of your term.
  • A personally tailored finance solution, based on the term and kilometre usage of your vehicle.
  • Upgrade your CUPRA to the latest model more often, enjoying the best innovations and technologies.

Do I need to maintain the vehicle?

We understand that you will want to keep your CUPRA in premium condition. To ensure the integrity of the CUPRA Choice Agreement, your vehicle must be in acceptable condition when you return it to us and must not exceed the kilometre limit.

We also understand that some reasonable wear and tear is to be expected, but it needs to remain within the provisions set by your contract. If you exceed your nominated kilometre allowance it will reduce your Guaranteed Future Value, however this won’t affect your ability to trade in, retain or return your vehicle.

CUPRA’s Wear & Tear guide helps to explain what is expected of your vehicle for it to qualify at the end of the term, and also helps explain a few key terms.

Download Wear & Tear Guide

How can I arrange this finance?

CUPRA Choices is available across our new CUPRA vehicle range. To find out more, speak to our in-house finance professionals or complete the form below.

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For your information.

The CUPRA Choice Future Value is the minimum value of your CUPRA at the end of your finance contract, as determined by CUPRA Financial Services. CUPRA Choice terms and conditions apply. If these conditions are not met, the option to return your vehicle for the future value at the end of your contract may not be available and the outstanding loan will still need to be repaid in full. The information provided on this page is general in nature. You should seek your own financial advice to determine whether CUPRA Choice is appropriate for your individual circumstances. Terms, conditions, fees and charges apply to CUPRA Choice products. CUPRA Choice products are available to approved customers of CUPRA Financial Services. CUPRA Financial Services is provided by UDC Finance Limited. Lending criteria, terms and conditions apply to any UDC loan. Rates and fees can be found here.