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Guaranteed Future Value (GFV)

What is Guaranteed Future Value (GFV) when it comes to buying a car? Put simply, GFV is a finance product whereby the lender or its agent gives you an agreed value for your vehicle at the end of your finance term, regardless of its true depreciation, i.e. free from influence of any market changes.

What makes this such an inticing finance option for new car buyers is that at the end of the finance term, while you’ll have potentially paid a lower weekly/monthly amount than through other finance plans, you’ll have the option to either:

  1. Pay the final ‘balloon’ payment – the GFV amount – and own the vehicle outright
  2. Give the car back to the dealership for the guaranteed amount
  3. Trade-in the vehicle for a new model and start a new GFV finance plan

Guaranteed Future Value is very common in countries like the UK where it’s more commonly known as a Personal Contract Plan (PCP). In fact, Audi say that 80% of their UK customers choose Audi PCP. Other brands may refer to this as Assured Future Value.

Who offers Guaranteed Future Value?

Archibalds is in a fortunate position whereby we represent a number of global vehicle marques along with their associated internal or preferred third-party finance companies, as well as hosting our own direct partnerships with trusted finance providers.

Our vehicle brands that have created their own Guaranteed Future Value plans either internally or via their preferred lenders are detailed below.

Audi Future Value Guarantee (AFVG)

Audi Future Value Guarantee is a finance option that gives Audi buyers flexibility and assurance from the moment they drive away in their new Audi… and the next one.

Not only will customers have the certainty of low fixed repayments, they’ll also have the option to renew, retain or return their car at the end of their agreed term. Plus, they can renew at any time, allowing them to enjoy a new Audi more often.

AFVG is available across the entire new Audi range. Terms and conditions as well as lending criteria apply. More details here.

Note: Video by Audi Centre UK. Details, terms, and conditions may vary in New Zealand. See our team for details.

Audi Guaranteed Future Value: Renew

Renew/Trade-in

If you’d like to upgrade to a new Audi, the equity you’ve built up will contribute towards a new one.

Audi Guaranteed Future Value: Retain

Retain

If you’d like to keep your Audi, you can buy your vehicle outright for the assured future value or refinance the assured future value amount.

Audi Guaranteed Future Value: Return

Return

If you decide to return the vehicle, and provided you’ve made all the regular payments, the Audi meets fair wear and tear and is within the agreed kilometre allowance, you won’t need to pay the finance payment, just the return charge.

CUPRA Choice

If you’re considering buying a CUPRA vehicle, the CUPRA Choice finance option could be exactly what you need. CUPRA Choice offers car buyers a guaranteed future value on their vehicle.

With CUPRA Choice you’ll have a hassle-free finance agreement plus an assurance you can count on the moment you drive away.

CUPRA Choice is available across the entire new CUPRA range. Terms and conditions as well as lending criteria apply. More details here.

Volvo Future Value

With the vehicle’s value guaranteed from the start, you’ll enjoy the freedom to choose from the following options at the end of the 36-month Volvo Future Value term. You get the freedom to spend more time focusing on the road ahead and less worrying about your finances.

With Volvo Future Value, you get the freedom to spend more time focusing on the road ahead and less worrying about your finances.

Find out more about Volvo Future Value.

Jaguar Freedom

Usually when you buy a new vehicle, you can’t be sure what it’ll be worth in years to come. That’s why we offer the option of guaranteeing the minimum future value of your vehicle at the time of purchase.

With a Jaguar Freedom finance agreement, we can guarantee the minimum future value of your Jaguar before you’ve even gone on your first off-road adventure.

Land Rover Freedom

Usually when you buy a new vehicle, you can’t be sure what it’ll be worth in years to come. That’s why we offer the option of guaranteeing the minimum future value of your vehicle at the time of purchase.

With a Land Rover Freedom finance agreement, we can guarantee the minimum future value of your Land Rover before you’ve even gone on your first off-road adventure.

Guaranteed Future Value Offers

We often provide guaranteed future value offers on vehicles throughout our range. Examples are included below, or ask us to provide a quote on a vehicle of your choice.

How can I get Guaranteed Future Value?

Guaranteed Future Value is available on many new vehicles in our range. To find out more, speak to our in-house finance professionals or complete the form below to get started.

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For your information.

For any finance product, lending criteria, fees and charges apply. Finance lending is also subject to the criteria defined by each lender.

Jaguar and Land Rover Financial Services is provided by Heartland Bank Limited. Heartland Bank uses the Land Rover trademark under licence from Jaguar Land Rover Limited, who is the registered proprietor of the trademark. Heartland Bank’s fee schedule can be found here.

Audi Finance is provided by UDC Finance Limited. Rates and fees can be found here.

Volvo Car Financial Services and Volvo Guaranteed Future Value are provided by UDC Finance Limited. UDC’s lending criteria, standard terms and conditions apply. Volvo Guaranteed Future Value terms and conditions apply to any Guaranteed Future Value contract. Not available in conjunction with any other offer. UDC’s rates and fees can be found here.