Vehicle Finance & Insurance

Archibalds are able to take care of all your vehicle purchasing and care needs, from trade-ins and finance to warranties and insurance. You’ll find our team considerate, knowledgeable, and approachable. We’re here to ensure you leave us with a solution that best suits your needs. Allow us to pleasantly surprise you.

Vehicle Finance

At Archibalds we offer vehicle finance assistance on all the vehicles we sell whether it be a new, demonstrator, or used car. We can accommodate terms that suit your cashflow, for both businesses or private customers. Our Business Managers are experienced and knowledgeable and would love to help you pursue the car of your dreams.

We work with several finance companies including Audi Finance and Exclusive Automotive Finance which are divisions of European Financial Services, Marac Finance, Jaguar Finance and Land Rover finance which are divisions of Heartland Bank, and Alphera Financial Services. We also have access to alternatives finance providers so we have a range of options to suit each client’s requirements.

Terms are available from 6 to 60 months. Click here to find out about the different types of finance available.

There are insurance products that can be built into your finance package that are designed to protect you in times of need such as Credit Contract Indemnity, Guaranteed Asset Protection, Mechanical Breakdown Insurance (warranties) and Motor Vehicle Insurance. Before purchasing any of these products you will have access to the terms and conditions so you can make an informed decision of whether to include them in your finance package.

To further enhance your car, we offer European registration plates, paint and fabric/leather protection to keep your car in pristine condition, and a variety of different radar detectors to help you maintain a safe speed on the road.

When considering the finance and leasing options, we recommend that you seek independent financial/legal advice based on your individual circumstances.

Credit Agreement

One of the simplest and most popular ways for many motorists to finance a vehicle. This agreement enables you to place a deposit towards the contract, either as cash or by using equity in your current vehicle as a trade-in.

Flexible terms are available including the option to have a balloon payment (larger final payment) built into your contract giving you the ability to tailor the repayments to best suit your budget, as well as your vehicle trading cycle. It is also possible to have scheduled payments built into the structure.

Deposit > Monthly Payments > Ownership

Vehicle Operating Lease

Some of our finance companies offer Operating Leases on new and selected demonstrator vehicles, available to both private and business purchasers (dependant on the finance company).

An Operating Lease can best be described as a long-term rental arrangement based on a term and specified kilometre allowance, and can be incorporated to include servicing over the term.

Business Vehicle Leasing

This flexible leasing plan for business users offers possible tax benefits while improving cash flow. The advantage of a Business Lease for your vehicle is that it enables you to structure the contract by selecting a term and you agree a suitable residual value with us. This allows you to tailor you monthly rentals to suit your budget. At the end of the term, the residual value is your responsibility.

Because the rentals are fixed and known in advance, you have firm control over your budget. After the lease period is over, the vehicle is returned to us. You then have the option to take out a new lease and upgrade your vehicle to the latest model.

Guaranteed Future Value

Some of the vehicle brands that we represent feature finance options that include a guarantee of future value. Typically this means that when you purchase your vehicle, you’ll be provided with an agreement that states an amount that the finance provider will offer to pay you for your vehicle at the end of its finance term, or you can choose to pay a lump sum to own the vehicle outright.

One example of this is Volvo Future Value.

Vehicle Insurance

Our team can help you arrange vehicle insurance through our various providers. With so many brands under our roof, we have a range of options to suit, such as our own Audi Vehicle Insurance.

Ask our team for more information.

Make an Enquiry or Apply Now

Keen to get the ball rolling? We understand. It can be reassuring to review your vehicle finance options before you start searching for the vehicle itself.

With that in mind, complete the form below and our friendly and professional finance experts will be in touch, or call us on 03 377 5200.

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